Goods In Transit And Public Liability Insurance

Goods In Transit And Public Liability Insurance
High courts cannot invent methods to resolve disputes: SC
THE Supreme Court has severely criticised the Allahabad High Court for introducing ‘novel’ methods to resolve disputes between a power company and consumers.

Do i need public liability with Goods in transit insurance as a courier?

If so, up to how much? and is it really necsessary, can i get g.i.t without public liability?

I never had public liability when I was a courier, it wasn’t even spoken of. G.I.T is more important though