Public Liability And Indemnity Insurance
Public Liability And Indemnity Insurance
Professional Indemnity Insurance – www.piinsurance.ie
Do you need any qualifications to become a self employed Painter and Decorator?
Was thinking of a career change, I really enjoy the whole DIY thing. Have no problem with heights and have produced some top results with hanging paper and painting.
So was thinking about starting my own business as a painter and decorator. Buy a van, get the kit, post some flyer’s… what else does a woman need? Apart from indemnity/public liability insurance in case I spill some paint on Mrs Smiths antique rug, what else would I be needing? Do I have to have a City and Guilds or similar, do I have to join some kind of recognised authority?
I don’t think you need any qualifications but it may be useful for advertising purposes and well as gaining more skills, meeting new people (having contacts are always good, especially as there aren’t that many female painters and decorators) I would also recommend doing a course in business studies if you have the time as this may also help you in the running of your business.
Also it’s always good to have a valid CRB (Police check) as you can use this in your advertising, also it makes people feel more secure about who they are hiring.
i hope this helps X
Professional liability insurance for your business
There are a number of factors you must consider when you are starting as an independent consultant. You first have to know a lot about your area of course, without much knowledge there isnâ € ™ t any point to a consultant, because your job is to help people to discuss who needs the help of a professional.
Second, you have to depend on the appropriate qualifications and industry, what industry you are in. In many cases you would not have to be able to practice as a consultant or specialist without qualifications or approvals.
Third, you need to know who will be your customers and where to find them. A marketing plan would be a good way to understand how you're going to do this. Starting a business without knowing how you isnâ for customers to get € ™ ta good start.
Another essential requirement if you starting to have the right Business Insurance. The risks of not more than the appropriate insurance are too great to take.
Letâ € ™ s say for example that you have some advice to let a client, she has suffered a financial loss. You could be invoked against the suffering due to loss of this person. If the loss was a huge amount you could liable for this claim.
Obviously, pays a claim like this could have significant impact on your business, it would probably force, withdraw from the business. If you had adequate insurance business but you would be normally covered for the cost of the claim by your insurance.
In the United Kingdom, if a consultant advice to other people, you will usually need have professional indemnity insurance. Below you will fall if you fail be claimed, because any advice you have given a financial loss for the customer has caused.



